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Your Relationship with Money
| Ask yourself
a few questions to get an idea about your
relationship
with money: |
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Do I like money,
or am I frustrated with how it’s affected my
life? |
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Am I either
suspicious or trustful of people with money? |
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Do I resent friends who have more
money than I do, or am I happy they figured out a
way to make it? |
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Do I think money causes problems,
or solves problems? |
To help you answer those questions, take a look at four scenarios.
Which one
sounds the most like you?
 Kristen wants to go to college and
eventually become a judge. Whenever she receives extra money as gifts from her grandmother,
she puts
most of
it in the bank so
she’ll have money for college and law school.
Kristen is a saver. |
 Jesse
loves electronics. People go to him for the latest and greatest
on gadgets for accessing Internet video and audio. Some say his second
home is the electronics
shop. Money doesn’t stay in Jesse's pocket very long,
even when he gets a few extra bucks from his weekend job.
Jesse is a spender. |
 Steven
knows what he wants and how to get it. He wants to learn to
develop software in technical school. Steven knows he will need his
own computer and he’s
saving for it. He saves a portion of his paycheck and any extra money
in a technical
school
fund,
a computer
fund,
and a general
fund that he
uses for having fun.
Steven is a planner. |
 Loretta
feels like she never has enough money to buy what she needs. Her
parents are struggling financially. She frequently hears them discussing
how they will find enough money to pay the bills. Even though
Loretta badly needs a new pair of shoes, she comes home from the store
empty-handed, worried she’ll need the money later on for something
else.
Loretta is a worrier. |
Did one of these people sound like you? Or are you a combination of two or more?
Most people have mixed feelings about money, and that’s OK. Sometimes it
helps to define those feelings so you understand them better.
Go
to worksheet: What You Think About Money >>
You want more money in your life, right? Then the important thing is to develop
a good relationship with it.
| Here is another fact
of life: |
Somebody will always have
more money than you, and you’ll always have more money than
somebody else. Take stock in where you’re at right now and
begin to see what kind of future you would like. Later on, we’ll
make a plan for that future. |
Remember, money is a tool to help you get
the things that are important to you.
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