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Your Education

• Finishing High School
  • Academics
  • Why Take Algebra?
  • Minimum Coursework
  • for College Readiness
  • Asking for Help
  
• The College Payoff
  
• How Much Education Do I Need?
  • Careers Related to Your Schoolwork
  • Other Careers to Explore
  • Applying for College
  • Deciding What Degree to Pursue
  • Technical or Trade School
  • How Do I Choose?
  
• Obstacles: This College Thing — Is it the Right Thing?
  • I Can't Afford It
  • My Friends Aren't Going
  • I Have a Baby
  • My Parents Don't Want Me
  • to Leave Home
  • I Have Bad Grades
  
• College Costs
  • Types of Costs
  • So, How Much Does It Really Cost?
  
• Ways to Finance Your Education
  • The Free Application for Federal
  • Student Aid (FAFSA) Form

Your Money

• Your Money
  • Your Relationship With Money
  • How You Use Money
  • Living Within Your Means
  
• Earning Money
  • Protect Your Earning Power
  • How It Pays to Learn
  
• Spending Money: Stop and take Stock
  • Do I Need It? Or Do I Just Want It?
  • Pressure to Spend
  • Savvy Shopping
  • Credit and Debt
  
• Managing Your Money
  • The Basics of Budgeting
  • Making Cash Flow with a Spending Plan
  • Making Cash Flow by Plugging Spending Leaks
  • Save It For a Sunny Day
  
• Protect What You Have
  • Pawnshops
  • Get-Rich-Quick Ideas
  • Scams

Your Planner

• Earn Life Skills and Money for School
  • AmeriCorps
  • Peace Corps
  • Sources to Find Other Volunteer-Based Organizations
  • Military Service
  
• Setting SMART Goals
  
• Saving Money
  • What Do Banks Do?
  • Pay Yourself First
  • Types of Bank Accounts
  • Making Deposits and Withdrawals
  • Time Value of Money: Compound Interest
  • Doubling Your Money: The Rule of 72
  
• Conclusion
  

Glossary

Acknowledgments